Nov
29
Fountains of Jane inquired:
If a credit union foreclosed on a mortgage, they’d have to sue the previous owner to take possession of the property, right? Does anyone know of a reason I wouldn’t be able to find a record of the case on my state’s court website? (and yes, the CU and the house are located in my state
and said website searches all courts, not just state level)
If a credit union foreclosed on a mortgage, they’d have to sue the previous owner to take possession of the property, right? Does anyone know of a reason I wouldn’t be able to find a record of the case on my state’s court website? (and yes, the CU and the house are located in my state
and said website searches all courts, not just state level)
I can find instances where the CU sued other people and where the previous owners were involved in other litigation, but not the specific record of the CU having sued the owners.
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4 Responses to “Why no record of court case in foreclosure?”
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I don’t think they actually sue them, they deed the property back to the bank. Because if you don’t pay your loan, you don’t have to go to court to resolve it. They can take it from you, you signed the mortgage. Call your county clerk of courts office for recorded documents, they might know something.
The name implies nonjudicial foreclosure process as the county recorders office check there will be no court is never involved however there will undoubtedly be some documentation concerning the foreclosure on file at the county recorders office.
The foreclosure is completed by recording notice of trustee sale or whatever theyre.
The county recorders office check there will be some documentation concerning the name implies nonjudicial foreclosure on file at the foreclosure is accomplished with no.
It’s not going to be at the state web site. Try county records and you will find it.